Banks not checking credit history
The services of credit institutions are currently very high are popular. Many turn to the bank for a loan. But not everyone has an ideal credit history. The problem is that everything, even the slightest mistake of the client, is brought in as the only delay in payment.
Not to mention the late repayment of debt and other inaccuracies. And when another need to issue a loan – there are problems. Because banks do not risk spending money when looking at a client’s payment transaction. But there is a way out. There are banks that do not check their credit history.
It should be noted that a financial institution who completely shuts his eyes on everything does not exist. However, there is a list of banks that have a decent payment for their clients’ past. And that’s why they are becoming increasingly popular.
Here, for example, “Good Finance”. He is ranked 12th all-Russian rating of banks. That means he’s in the top 15 and doesn’t take the last line there. The sum of its assets exceeds 1.18 trillion USD. And in the last month “Good Finance” multiplied 35.87%! More than 312 billion USD in 30 days – this data is impressive.
If money is urgently needed, then the best option is to issue a credit card for the required amount in “Good Finance”. The employees of the organization will do this as quickly as possible, the client’s payment history is not checked. An urgent credit service can also be the way out. The decision, in this case, is made in the shortest possible time for which it is not possible to analyze the client’s history.
Good Credit Bank
Listing of banks that do not check credit history should be drawn to this financial organization. Why At least because it is a leader in consumer lending in our market.
True, for the “closed eyes” banks on bad payment history will have to pay. Interest payments of course. The worse the credit history is – the higher they are. But you can look at it from the other side – by regularly depositing money as a debt repayment and not a delay, you will be able to “whiten” your payment in the past.
So about rates. If a person, already a client of the bank, decides to arrange a loan of 10 to 850 thousand USD, it will be 17.9% per annum. The minimum period is a year. And the maximum – 84 months. New clients are offered an amount of between 30 and 500 thousand USD at 19.9% per annum. And for 12 to 60 months. For example, if a person on such terms issued 300,000 USD on credit per year, then as a result will pay 59,700 USD as interest.
This organization should also be paid attention to talk about banks that do not control credit history.
The first advantage that will delight Honest BankBanka, – the possibility of filling in an online application, which is considered within 30 minutes. During this time, of course, no one checks the payment history of their potential client. Here is what Honest Bank Bank offers:
- No commission.
- The more documents will be provided – the lower the interest rate.
- The amount – from 20 thousand USD per million.
- The maximum duration is 5 years.
- Possibility of early repayment without commissions.
Not surprisingly, this organization has entered a list of banks that close their eyes before the past payments. By the way, their favorite service is providing instant credit cards. And the name speaks for itself. In general, everyone can borrow money at Honest Bank Bank – that’s why it’s popular.
This organization is also on a list called “Banks that don’t check your credit history.” It also offers an express loan. The application is reviewed within 15-20 minutes. This time it is enough for the bank to decide how much it will issue to the client.
The service is available to all. After all, you only need to show your passport to use it. But even better – an express loan can be provided remotely through an online service. Only age limits are restricted – the client must be at least 23 years old and a maximum of 65 years old.
This amount may vary from 3 000 to 1 000 000 USD. The minimum period is 3 months. And the maximum is 3 years. The rate is set individually.
Bank Renaissance loan
This should be noted with special attention. Do banks check credit history? For example, the Renaissance, no. They offer their customers remote credit card processing with a limit of up to 150,000 USD. It is only important to provide detailed information about yourself (passport data), your financial status and work experience.
If the organization’s representatives are generally satisfied with everything, the person will receive the card on the same day. By the way, when compiling an online application, he can immediately indicate the department in which it would be more convenient for him to pick it up.
What about full loans? The maximum amount of possible loan is 500 000 USD. Maturity – from 24 to 60 months. The rate for “trouble-free” customers is 15.9% per year.
For those whose payment history remains much to be desired – 19.9%. I am glad that there are several kinds of services provided to people with financial problems.
Therefore, the Renaissance is consistently included in all types of ratings reported by banks that do not check their credit history. Moscow is the capital and rich in such organizations. Especially popular is the Renaissance, whose seat is here.